Average ATM Fees

By metro area 12/2021:

RANK               CITY              AVG. ATM FEE

1 ................ Atlanta ................ $5.23

2 ................ Phoenix ............... $5.17

3 ................ Cleveland ............ $5.13

4 ................ Detroit ................. $5.12

5 ................ Pittsburgh ........... $5.04

6 ................ Houston ............... $4.95

7 ................ Tampa .................. $4.80

8 ................ New York Metro .. $4.71

9 ................ Washington D.C.... $4.71

10 .............. Baltimore ............. $4.69

11 .............. Philadelphia ........ $4.58

12 .............. Milwaukee ........... $4.56

13 .............. Miami ................... $4.51

14 .............. Denver .................. $4.51

15 .............. Dallas .................... $4.46

16 .............. Kansas City ........... $4.42

17 .............. St. Louis ................. $4.39

18 .............. San Diego .............. $4.38

19 .............. San Francisco ........ $4.37

20 .............. Boston ................... $4.33

21 .............. Minneapolis .......... $4.30

22 .............. Cincinnati .............. $4.25

23 .............. Chicago .................. $4.15

24 .............. Seattle .................... $4.12

25 .............. Los Angeles ............ $3.90

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Source: 2021 Bankrate checking account and ATM fee study.

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How ATMs Work

 

Each time your ATM dispenses cash, the customer’s bank account transfers the same amount that was withdrawn from your ATM, from the cardholder's bank account, into your bank account.

 

As Example: When someone puts their credit/debit card into your ATM and withdraws $100 dollars. Your ATM first (this takes only seconds) removes $100 cash from the cardholder's bank account (no matter where their bank is located) and deposits the $100 into your company’s chosen bank account.

 

ATM’s are a convenient way for your customers to remove cash from their bank accounts without having to go to their bank to do so, and for this convenience they pay you a fee. We will set the maximum amount that can be withdrawn from your ATM per transaction to $200, which makes you more money than the usual $400 limit. As it will earn you two surcharges, instead of one, on a $400 withdrawal.

 

If you put $10,000 inside your ATM, and customers withdraw $10,000 from your ATM, your bank will have exactly $10,000 deposited into your bank account, plus a nice profit. 

 

Each ATM user also automatically pays your ATM a service fee (called surcharge) for the convenience of instantly having access to their cash. 

 

When someone uses your ATM, you instantly get repaid for the cash they withdrew, then your profit (surcharge) is added once a month into your bank account. ATM profits usually add up to hundreds of dollars every month. Average ATM withdrawal in rural AK & HI is $120. Why ATMs are better than Credit Card Machines: Your credit card terminal costs you money - every time it is used!​ Your ATM machine makes you money - every time it is used!

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Advantages of Owning an ATM

ATM’s are a fast, safe, convenient and very profitable way of depositing money into your bank account.

 

24/7 ATM Reporting: You will also be able to log in to a secure area to see your ATM processing in real-time to check transactions, balances, and more. A separate monthly merchant statement is also sent electronically at no additional charge. View daily and monthly terminal reports, view real-time transaction processing, review and research inquiries, and download processing data into customized reports. Statements break down all the processing details for the month.

 

How Your ATM Will Save You Money: They encourage the usage of cash. And there is no cost to accept cash. Whereas credit/debit card processing fees and rewards points and air miles continue to climb, and these are all paid for by your business each time they accept a credit or debit card as payment - your ATM will always save your business money!

 

Popular Mini-Bank: Besides allowing them to withdraw funds, your ATM will also allow everyone in your area (for free to you and free for them) to privately check their bank account balances/credit/debit card balances (printed out on receipts for them), whenever they want, by visiting your ATM machine. And this can be done without the need to withdraw any funds. This valuable service will increase location visits, and community goodwill.

 

How Your ATM Will Increase Customer Visits: A national survey showed that 78% of customers prefer to shop where they have instant access to their money - customers frequent businesses more often that allow them easy access to their funds!

 

How Your ATM Reduces Bounced Checks: ATMs will only dispense cash if the cardholder has enough funds in their bank account to cover their withdrawal amount. Unlike checks, which can be issued even when there isn’t enough funds to cover the checks written - ATMs only dispense cash, and cash does not bounce!

 

How Your ATM Attracts New Customers: ATMs bring more customers into your store. Which gives them the opportunity to see and buy what you sell - and even if they only use your ATM, you still make money, while showing them what your store has for sale!

 

How Your ATM Will Improve Customer Loyalty: 85% of ATM users, repeatedly use the same ATM over and over again. The main benefit of ‘loyal customers’ is frequency - and your ATM will bring the same customers back again, and again!

 

Your ATM Is Convenient: ATMs provide customers instant access to their money, without them having to carry it around with them - providing payment convenience is good customer service!

 

Your ATM Will Increase Customer Spend: 33% of ATM cash withdrawals are spent on location - and ATM users spend up to 25% more than credit card users do!

 

Your ATM Is A Mini-Bank: When you approve credit and debit card transactions for more than the sale amount, or issue cash advances, so your customers can have additional cash. You risk depleting their store’s operating cash - ATMs are good at mini-banking, cash drawers are not!

 

Your ATM Is Safe: Acting as a mini-bank requires additional cash in the cash drawer, which isn’t safe - ATMs are the most secure way to dispense extra cash!

 

Your ATM Is Fast: When businesses approve credit and debit card transactions for more than the sale amount, or issue cash advances, so that their customers can have additional cash. This is when most of the mistakes happen, and when most embezzlements happen - let your ATM handle this, they are faster and won’t make any mistakes.

 

Your ATM Reduces Chargebacks: Credit card chargebacks are easy to do. Cash charge backs are not. National figures show that 91% of chargebacks are from credit card sales - cash sales (which your ATM promotes) have almost no chargebacks!

 

Your ATM Will Increase Your Popularity: 82% of customers prefer to shop where there are ATMs - so give your customers what they want!

 

Your ATM Will Create Goodwill: A business’ goodwill can either make them or break them - And providing your community access to cash generates free goodwill for your business (while you make money)!

 

Your ATM Provides Free Advertising: 40% of ATM users use the same ATM 8-10 times a month - because of this Visa, Mastercard, Discover and American Express provide websites and maps, to make finding ATM locations easy - take advantage of this free publicity - put your store on Visa’s map!

 

Your ATM Will Be Popular: The average ATM is used 300 times per month - and we are here to get you set up, and keep your ATM running. The average ATM is only used by 75 per month!

 

Your ATM Does Not Require a lot of floor-space or Foot-traffic: Our ATMs take up about 2 square feet of floor space (the “footprint”) and are around 4 ½ feet tall. Wall mounted ATMs are also available. 

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Both our basic ATM, and our COVID-ATMs are designed for indoor, dusty, hot & cold environments, and they are made to handle years of constant usage. Our ATM’s are built strong, and can be bolted down. Our machines are new, with factory warranty. You’re provided with factory technical phone support along with our local tech’s phone support for almost 24/7 assistance.

 

Because every ATM deposit and withdrawal is documented and stored off-site, you can easily look to see how much money is still in the machine, and how much profit you’ve made so far this month and year. And in case the ATM is ever broken into or stolen, your business insurance may cover the ATM, and money replacements. So, our ATMs are a very secure, effortless way to help your customers - while making money on every transaction.

 

We can have your bank either automatically, or when requested by you, safely send more money to you for the ATM. Most ATM owners also take the $20-bills from their till each day and place them into the ATM, so that they don't need to order as much money. 

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Most of our clients earn more than $750 monthly or $9,000 yearly Per ATM! 

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SERVING THE STATES OF ALASKA, AND HAWAII INCLUDING THE FOLLOWING CITIES:

Anchorage, Fairbanks, Juneau, Knik-Fairview, Badger, College, Lakes, Meadow Lakes, Wasilla, Tanaina, Kalifornsky, Sitka, Ketchikan, Kenai, Steele Creek, Bethel, Chena Ridge, Sterling, Palmer, Gateway, Kodia, Homer, Fishhook, Utqiagvik, Farmers Loop, Nikiski, Soldotna, Unalaska, Valdez, Big Lake, Nome, Butte, Goldstream, Kotzebue, Petersburg, Farm Loop, Seward, Eielson AFB, Cordova, Ester, Deltana, Dillingham, Fritz Creek, North Pole, Willow, Ridgeway, Bear Creek, Wrangell, Anchor Point, Houston, Point MacKenzie, Kodiak Station, Haine, Akutan, Susitna North, Lazy Mountain, Cohoe, Metlakatla, Hooper Bay, Diamond Ridge, Prudhoe Bay, Tok, Skagway, Funny River, Salamatof, Talkeetna, Sutton-Alpine, Craig, Buffalo Soapstone, Salcha, Healy, Chevak, Hoonah, Delta Junction, Ninilchik, Savoonga, Point Hope, Emmonak, Togiak, Kwethluk, Selawik, Knik River, Quinhagak, Unalakleet, King Cove, Alakanuk, Womens Bay, Klawock, Happy Valley, Kipnuk, Noorvik, Akiachak, Toksook Bay, Yakutat, Gustavus, Kotlik, Two Rivers, Fox River, Gambell, Stebbins, Wainwright, Kasigluk, Mountain Village, Pilot Station, Pleasant Valley, Scammon Bay, St. Mary's, Nunapitchuk, Sand Point, Shishmaref, Kachemak, Noatak, Buckland, Kake, Moose Creek, Kasilof, Nuiqsut, New Stuyahok, Napaskiak, Aniak, Chefornak, South Van Horn, Trapper Creek, Marshall, Manokotak, Kongiganak, Thorne Bay, Galena, Naknek, Tuntutuliak, Akiak, St. Michael, Kiana, Kivalina, Big Delta, Tuluksak, Glennallen, Brevig Mission, Fort Yukon, Anaktuvuk Pass, Russian Mission, St. Paul, Tununak, Fox, and Eek. And in Hawaii: Aiea, Anahola, Captain Cook, Eleele, Ewa Beach, Haleiwa, Hana, Hanalei, Hanamaulu, Hanapepe, Hauula, Hawi, Hilo, Holualoa, Honaunau, Honokaa, Honolulu, Honomu, Kaaawa, Kahuku, Kahului, Kailua, Kalaheo, Kaneohe, Kapaa, Kapaau, Kaumakani, Kaunakakai, Keaau, Kealakekua, Kekaha, Kihei, Kilauea, Koloa, Kualapuu, Kurtistown, Lahaina, Laie, Lanai City, Laupahoehoe, Lawai, Lihue, Makawao, Maunaloa, Mililani, Mountain View, Naalehu, Paauilo, Pahala, Pahoa, Paia, Papaikou, Pearl City, Pepeekeo, Princeville, Pukalani, Schofield Barracks, Volcano, Wahiawa, Waialua, Waianae, Waikoloa, Wailuku, Waimanalo, Waimea, and Waipahu.