Who Sells This Special Terminal: 

We do. We'll  set you up with our newest, a state-of-the-art P200, completely customized to your company and ready to operate as soon as you plug it in. There are no monthly service fees, and we're available for any assistance you may need, and to answer any questions you may have. Terminal, programing and shipping is a one time cost.

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Are There Any Additional Costs: 

NO! Except for terminal paper, internet or phone service, and electricity. 

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How Does System Work: 

Our terminal looks the same as every other P200. Sleek and modern. But it operates differently. Your customers pay a small processing fee, each time they use your credit card terminal. This fee covers all of your processing costs. The terminal prints a receipt that verifies that the debit from customer's bank account has been successfully deposited into your bank account. Just like any other credit card machine purchase - store will provide change back to customer, if the total credit card charge is larger than their purchase. P200 terminal works in $5 increments. Example: If a customer spent $67, the terminal would charge them $70, and the store clerk would hand them their change, of $3.

 

Confidentiality:

As is quickly becoming the norm, P200 transactions follow ATM's discreet, and confidential bank processing policies, of only showing up on customer's bank statement as "ATM Withdrawal", instead of a complete list of everything your customers purchase!

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Customer Complaints: 

In our 27-year experience of handling hundreds of thousands of Alaskan transactions. The vast majority of customers understand that businesses are charged for accepting credit cards, and are more than willing to pay a small convivence fee. Customers in today’s economy are used to paying all sorts of service fees. Our clients, place a small sign that explains that the processor merchant is using charges customers a service fee. In the event of a difficult customer, there is always the option by the merchant to refund the fee, and absorb that fee for that one transaction. Remember, you are not forcing the customer to pay the fee, they can easily avoid the fee by paying with cash.

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How Does Customer Service Fees Work: 

Similar to ATM withdrawals every time a customer uses one of their PIN based credit or debit cards to make a purchase through your P200 terminal, customer accepts and then is charged a small convenience fee for using their card.

 

Using our processor and the P200, allows you to accept bank cards, without having to pay for your customer's air miles and points, which they earn every time they buy from you! And you will no longer be charged any credit/debit card processing fees.

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Maintenance & Repairs: 

The P200 comes with a 90-day replacement guarantee. They are very reliable, and seldom need replacement. And we are available to help with any difficulties that may arise.

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What Areas Do We Service: 

The P200 and our processor services will work anywhere in Alaska that you can get a reliable internet, phone line, or WIFI connection.

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Save on Taxes: 

Most stores located in rural Alaska, upon request routinely run credit card sales for more than the purchase amount to provide customers additional cash. If you aren't using a POS system that allows you to show the amount of each sale that was a cash advance. These cash-overages are simply combined into your sales, which makes this common practice very expensive at the end of each year - at tax time. But when offering the same service through the P200, the additional-cash is not taxed as income! 

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How Long Does the Setup Take: 

Most of our Alaskan merchants receive their ready to go terminal within two weeks of our processor receiving their completed paperwork.

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What Are Terminal's Limits: 

Charges to P200 terminals are in $5 increments. If a customer's purchase comes to $46 they would be charged at $50, and receive $4 cash back (as change) from the merchant. The maximum amount a customer can charge to their PIN based card depends upon the agreement they have with their bank. Generally for rural Alaska, its around $400.

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What Happens if the Power Goes Out: 

If the power goes out, the P200 service will shut down. It will not save any transactions that it might have been working on during the shut down. But if you still have internet access during the power outage you can still use the P200, if you have battery backup.

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What is the Approval Process: 

We approve 99% of applicants. There is no credit check. All we need is a simple application, copy of your ID (DL, State ID, or Passport) and a void check from either a business, or personal checking account. Denali ATM is a high risk merchant account service provider:

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• Guaranteed Acceptance for retail businesses.

• Bad Credit, is OK.

• No Credit, is OK.

• Previously Terminated Merchant Account, is OK. 

• Startups, are OK.

• Zero Fees!

 

As well as other situations that causes retail businesses to be turned down by other merchant service credit card processors. Denali ATM caters to high risk credit card merchant processing for adult, casino, tobacco stores, liquor stores, nutraceutical, pharmacy credit card processing, and more.

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How do Transactions Work: 

The P200 terminal is placed on your countertop at check out. The customer swipes their card and enters their PIN #. They authorize the amount in $5 increments along with the convenience fee. The terminal prints two receipts. They hand one to you as proof the transaction went through, and they keep the other for their records. You give them their change if any, and that's it.

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How do I Get My Money: 

Like old technology Credit Card transactions, transactions are electronically deposited to your bank account within 3-4 business days.

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Can I Get Chargebacks: 

No. Transactions are ran just like an ATM event. Customers entering PIN numbers cannot charge the transaction back, provided you keep all terminal transaction receipts, as proof that the event took place.

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If PIN Number is Unknown: 

All debit and ATM cards have PIN numbers, and so do most credit cards, as card's cash advance feature. Customers can contact their bank for their PIN number. Over 70% of U.S. households use debit cards or bank cards; and according to the banking industry. Nationwide consumers make more PIN based debit card purchases, than credit card sales, because more people carry ATM, debit, and PIN based bank cards than they do credit cards.

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Reporting: 

You will also have access to free online reporting, so you can easily review your daily transactions and print monthly statements. 

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Example Transaction:

1. Customer selects the items they want to purchase.

2. Employee rings up items at the register/POS giving a total price. (Example: $56.00).

3. Employee inputs total from POS into the P200 terminal ($56 + $2 convenience fee then rounds up to the nearest $5 increment).

4. Customer runs debit card P200 transaction for $60.00.

5. Employee gives $1.00 change from the register and then closes the transaction on POS system, by selecting the P200 button.

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The customer has paid in full and ​the transaction is complete. No transaction fees get charged to the business.

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